Blog

Quote of the Day

 “Life insurance – its not for you, it from you” found by Financial Foresight (NI) Limited.
Source: http://insurancequotepicture.blogspot.com/2016/12/quotes-about-life-insurance-quotesgram_29.html?m=1

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BUYING YOUR FIRST HOME – WHERE TO START

Knowing where to start when buying your first home can be confusing. However, there are some simple steps you can take to make your path clear and increase your chance of being accepted for a mortgage. 
 
1. Work Out How Much You Can Afford to Borrow You should start by drawing up a list of your incoming and outgoings, and work out how much you’ll feasibly be able to contribute monthly. If possible, place a larger deposit is preferable as this will reduce your mortgage payments.  
2.Check Your Credit Score Banks use credit scores to judge whether or not you’re trustworthy enough to take out…

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Quote of the Day

“Prosperity is the Fruit of Labor, it begins with saving money” – Abraham Lincoln
Source:
http://www.picturequotes.com/saving-quotes
 

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HOW DO I PLAN MY FAMILY FINANCES WHEN I’M IN DEBT?

One in five families in Northern Ireland are struggling with debt, with single parents and larger families most at risk, according to the Belfast Telegraph. With the current economic uncertainty (coronavirus – COVID–19) , it’s no wonder that many are seeking financial security for themselves and their families. But how can you plan your family finances if you’re in debt?
 
1.Prioritising your Debts
A major reason people feel overwhelmed is that they don’t know where to start when it comes to paying off debts. Which debts have the highest interest rates? These should be paid off first. Store cards tend to have…

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Private Medical Insurance

Private Medical InsurancePrivate medical insurance is designed to provide you with additional security and peace of mind when it comes to receiving healthcare. In this country we are lucky enough to have a National Health Service that provides medical attention that is free at the point of delivery, however many people still opt for private treatment because of the benefits that it has to offer.Private medical treatment offers a few things that the NHS cannot, one the main things that private care can normally guarantee is a shorter waiting time than the NHS. Get in touch with one of our…

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Quote of the Day

“And in the end, it’s not the years in your life that count, it’s the life in your years” – Abraham Lincoln.Source: https://www.pinterest.co.uk/pin/43206477655276571/

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Have you thought about a Buy–to–Let mortgage?

Have you thought about a Buy-to-Let mortgage?Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. The rules around buy-to-let mortgages are similar to those around regular mortgages, but there are some key differences. Get in touch today to speak to our expert mortgage advisers for further advice!You can get a buy-to-let mortgage under the following circumstances:You want to invest in houses or flats.You can afford to take and understand the risks of investing in property.You already own your own home, whether outright or with an outstanding mortgage.you have a good credit score and aren't…

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Quote of the Day

“Never depend on a single income. Make investment to create
a second source” – Warren Buffett.



Source:
https://www.pinterest.co.uk/devonwatson2775/warren-buffet-quotes/

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Mortgages at Financial Foresight

Are you looking a 90% mortgage? Sick of being told by all
your lenders that the minimum deposit they will accept is 15% of the property
value?No problem - Get in touch with our mortgage adviser today! -
we have access to exclusive products and rates across the mortgage sphere
currently allowing us to arrange up to 90% LTV mortgages!With access to a comprehensive list of lenders on our
mortgage panel we can arrange these special offers for you! It is not easy but whilst
the deals are available, we should be able to help.





Get in touch today with us on 028 9332 2822 to…

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Quote of the Day

 “What do you call a person who is happy on Monday? –
Retired.
Source:https://www.pinterest.co.uk/pin/
AZvnTbMQfpqYYvThmtYN9a0T3D4rCvnETMuFLaHJoLyJn8k8B3mePGQ/

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