Blog

Have you thought about Equity Release?

Have you thought about Equity Release?
 
Are you over 55 and looking some extra cash? If this is the case Equity Release may be the answer.
 
What is Equity Release?
 
Equity Release is a way of supporting yourself later in life, by unlocking tax–free cash from the value of your home, without having to move out. You might want to renovate your old kitchen or bathroom to what you’ve always wanted, or even take yourself away on a trip of a life time.
 
What type of Equity Release plan are there?
 
There are two main types of equity release;
 
1.    
Lifetime Mortgage – this is the…

Read More

Quote of the Day

“ a penny saved is a penny earned”
– Benjamin Franklin
 
 
 
Source https://blog.blueleaf.com/14-quotes-about-financial-planning-to-keep-clients-engaged/

Read More

What is a Buy–to–let Mortgage

 What is a Buy–to–let mortgage?
A Buy–to–let mortgage are for landlords who want to buy a property to rent it out. The rules around Buy–to–let mortgages are similar to those around regular mortgages, but there are some key difference. Call in today to speak with one of our expert mortgage advisers, so we can help you decide if a buy–to–let mortgage is for you.
1.     
Who can get a buy–to–let mortgage?
Anyone who wishes to, invest in houses or flats, if you already own a home, whether this be outright or with an outstanding mortgage. You will need a good credit score and be…

Read More

Quote of the Day

 ”Life insurance it’s better to be five years too early, than five minutes to late” – Found by FFNI
Source: https://www.pinterest.co.uk/pin/786441153653170271/

Read More

What is Private Medical Insurance?

What is Private Medical Insurance?
Private Medical insurance (PMI)
is an insurance policy which covers the cost of private healthcare. It works in a similar way to any other type of insurance.
–       
You will pay monthly or annual premiums
–       
The provider will pay out some or all of the cost of the treatment you receive.
–       
You can take out policy to cover, yourself, your family, or even your employees
Types of cover?
There are three main types of PMI;
1.     
Basic – this will usually pay for treatment and any related costs while you are an inpatient.
2.     
Medium – this will usually cover outpatient care as…

Read More

Consider your Investment Options

 CONSIDER YOUR INVESTMENT OPTIONS 
Are you wondering whether you should just SAVE your cash or INVEST? 
The answer depends on your goals and your financial situation. Financial Foresight will help advise you on how to get the right product to meet your needs and long term investment goals. Investments or investing is a long way from putting your cash in a bank account, so it prudent that you receive advice from one of our specialist investment advisers.
Our first meeting is always FREE! So why not take advantage of this excellent service to covers the basics of planning out your future financial horizon. 
What…

Read More

Quote of the Day

 “Someone is sitting in the shade today because someone planted a tree a long time ago” – Warren Buffett.
 
Source:  https://fintrakk.com/finance-quotes-best-inspirational-financial-quotes-of-all-time/

Read More

Life Insurance Protection for People who rent

Life Insurance Protection for People who rent.
If you rent your property, you will still need the same protection as someone who has a mortgage. Financial Foresight understand that every person is different, and that it may not be possible for everyone to get a mortgage due to a range of factors. We also understand that just because you don’t own a mortgage, it doesn’t mean you should not have Life Insurance.
 
What is Income Protection? 
There are a range of products which will help protect your income, to help pay your bills should you become unemployed due to illness. Income Protection…

Read More

Quote of the Day

 ”Price is what you pay. Value is what you get” – Warren Buffet. 
 
 
Source: https://weneedfun.com/best-finance-quotes/

Read More

A BEGINNERS GUIDE TO LONG TERM CARE PLANNING

Long Term healthcare, most commonly called Long Term Care planning is something which many of us fail to recognise and plan for. Funding long term care can be expensive and often complicated to understand. If you or a family member who needs to pay for Long Term Care, it is important to know everything there is to know about before it’s too late.
 
1.     How much will you pay for long term healthcare?
The cost of long–term care is calculated based on your mobility, current health,
value of savings, assets and the level of healthcare required.
 
2.    Self–funding long term care
Depending on circumstances there are instances…

Read More
IF YOU WOULD LIKE US TO WORK FOR YOU CLICK HERE TO FIND YOUR NEAREST OFFICE.