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Invest in yourself & your FUTURE








Invest in yourself & your FUTURE
At Financial Foresight we understand that Retirement planning can be a somewhat unimportant task for younger generations. Retirement may feel like a distant future, but the earlier you start to save, the more time your money has to grow.
Financial Activist, Dasha Kennedy, recommends the below resolutions to try in 2025:
1. Explore monetizing at least one skill to create an additional income stream. 
2. Start investing, even with a small amount, to initiate the habit and learn about the process.
Should you wish to discuss retirement planning with any of our advisers, please don’t hesitate to…

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Quote of the Day 1

 “Christmas is doing a little extra something for someone else.”– Charles M. Schulz,
American Cartoonist

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Outdated Technology – The Importance of the Fax Machine

Technology has accelerated at a rapid pace since the start of the 21st century. We have seen; the release of over 40 different Iphone models, computers and TV’s move to flat screen development. But we ask ourselves; what about the Fax?
Many believed that the ease of sending emails would make Fax Machines somewhat obsolete. However, despite the growing popularity for emails,
organisations worldwide still depend on their fax machine for the transmission of critical documents.
Here at Financial Foresight, we are very proud to say we still use our Fax Machine as it is crucial for our day–to–day business activities between sites.…

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Quote of the Day 2

 “Trust is the glue of life. It’s the most essential ingredient in effective communication. It’s the foundational principle that holds all relationships.” –
Stevey Covey, American Educator

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Tips to Avoid Online Shopping Scams

As we move ever so closer to the Christmas period, and the growth of online shopping continues to accelerate, it is important to protect yourself against scams. The following tips are good to remember before making an online purchase:
1.      
If it seems too good to be true – it probably is.

Online scammers tend to pick high demand items and then list them for a discounted price to lure shoppers in for a ‘good deal’. Always check the website URL for spelling errors and look for secure checkouts when completing a purchase.
2.       Don’t reuse passwords

Websites nowadays ask for you to sign up…

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Quote of the Day 1

 “Work like there is someone working twenty–four hours a day to take it all away from you.” – Mark Cuban, American Businessman

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The History behind ‘Halloween Strategy’: (30/10/2024)

The Halloween Strategy is the approach that stocks perform better between October to May, and whereby people invest in equities at the start of the 6 month period, and sell them just before the Summer months.
Many believe that this strategy was adopted many centuries ago, when the upper class in London, would flee to their countryside estates during the summer months, and disregard their portfolios and businesses until they came back in September.
In the 16th century, the adage “sell in May and go away” was regularly used in British newspapers, and it really came to prominence in Wall Street…

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Quote of the Day 2

 “Rivers know this: there is no hurry. We shall get there some day.” A.A. Milne, author of Winnie the Pooh.

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Quote of the Day 1

“In football, the worst things are excuses. Excuses mean you cannot grow or move forward.” – Pep Guardiola, current Manchester City FC Manager. 
 

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Aegon With Profits Funds

The Aegon New Generation With Profits cautious and growth funds which have served us so well are being closed by Aegon on 3rd October 2024.
Aegon will automatically close the funds and move it to the alternatives they offer– a Mixed life fund and 60/40 Cautious Managed Collection life fund. These funds will not have the smoothing mechanism that Aegon have been using so well on their with profits funds and will therefore be “wobbly” albeit with slightly different risk profile between the two.
Should you be happy to do without the smoothing mechanism you could do nothing, and these funds will…

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