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Getting ahead with your finances

“If you get up early, work late, and pay your taxes, you will get ahead – if you strike oil!” – J. Paul Getty
Source: https://www.joshbenson.com/famous-tax-quotes-for-this-tax-day/

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Do I need Income Protection Insurance?

No one likes to think that anything bad will ever happen to them.
Here at Financial Foresight, we can help protect you and your loved ones from financial difficulty. Our expert protection advisers can explain the benefits of having Life Insurance, most notably Income protection insurance. This insurance provides you with a safety net for when you might not be able to work due to illness or injury. This can enable you to focus solely on your recovery both physically and mentally rather than worrying about financial stability through this tough time.How does Income Protection Insurance Work?Income protection insurance replaces part…

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Adequate Life Insurance

 ”A man who dies without adequate life insurance should have to come back and see the mess he created” – Will Rodgers.
 
 
Source:https://www.pinterest.co.uk/pin/493566440394854288

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Life Insurance Protection for Renters

 Life Insurance Protection for Renters

If you rent your property, you will still need the same protection as someone who has a mortgage. Financial Foresight understand that every person is different, and that it may not be possible for everyone to get a mortgage due to a range of factors. We also understand that just because you don’t own a mortgage, it doesn’t mean you should not be protected. We have outlined a couple of main reasons why you should have the appropriate life insurances i.e Income Protection in place to protect yourself, and your family.
 
1. What is Income Protection 
There are…

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Financial Sowing!

 ”If you want to reap financial blessings, you have to sow financially” – Joel Osteen
 
 
Source:https://www.brainyquote.com/topics/financial – via Google search

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Re–Mortgage Options

At Financial Foresight we understand that everyone’s lives are different and the last thing anyone wants is a phone call from an unknown or unrecognised number, to discuss your mortgage options. But be assured switching your mortgage deal at the right time could save you thousands and even reduce your monthly payments– which I am sure you’d agree everyone wants.
1. Don’t leave your re mortgage to chance. 
Have a look through your paperwork laying around the house, and see when your initial rate changes onto your lenders Standard Variable Rate (SVR). This rate is usually significantly higher than your initial rate, resulting…

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Smart Savings

 ”Do not save what is left after spending . . . but spend what is left after saving” – Warren Buffet.
 
 
Source: https://www.developgoodhabits.com/financial-quotes/ – via Google Search

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Know your Pension!

A personal pension is a pension that you arrange yourself. These can also sometimes be known as a defined contribution, or ‘money purchase’ pension. These types of pensions are based on how much was paid in.1. How does this work?
The money you pay into your personal pension is then put into investments (such as shares) by the pension provider, of your choice. The money you’ll get from a personal pension when you retire will depend on the following;
1. how much has been paid in
2. how the fund’s investments have performed – these can go up or down
3. how you decide to take your money
There…

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Saving habits of the young!

There is a relatively new trend in the financial press of using young people’s experiences to generate outrage clicks.
Articles normally go something like this: young person reveals their spending habits, usually with the aim of buying a house in mind, prompting Twitter rage at how much they spend, how much they save, how many coffees they drink and so on.A recent article in the i newspaper was a good example of this in action. Headlined “How I live on £69,500 salary while saving to buy a two–bedroom flat”. The 29–year–old who wrote the article described how her bid to save…

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