Blog

No Plan Survives First Correction

 No Plan Survives First Correction


As many of our existing clients know, we enjoy using quotes and analogies to describe our work. One of our advisers often used the phrase “no plan survives first contact with the enemy” and attributed this quote to Ernest Rommel. We have since learned, however, that this was in fact first said by a Prussian Helmuth von Moltke some 75 years prior.
 
As we would say, “don’t guess, confess!”

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Quote of the Day

 ”I never dreamed about success. I worked for it” – Estee lauder

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Rising Interest Rates and Your Mortgage

Rising Interest Rates and Your Mortgage
 
With the Bank of England raising interest rates – and more rate rises expected – coupled with inflation reaching decade long highs, it is more prudent than ever to review how much you are paying for your mortgage.
We often find clients who have been on their “Standard Variable Rate” without knowing, and are paying more than they need to on their mortgage.
If you are concerned about the recent interest rate rises,
and want to check whether or not they affect you and your mortgage, or just want us to check that you are on the best…

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Quote of the Day 2

“Success is not final, failure is not fatal: it is the courage to continue that counts.” – Winston Churchill

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Difficult Mortgages?

 Difficult Mortgages?

Many, if not most, first–time buyers approach the bank or building society which they hold their current account with when applying for a mortgage. If they get an offer that they can afford, on the property that they wish, that is as much benchmarking/research that they undertake.
This means that most first–time buyers are unaware of if better deals or offers would be available to them. The other side of the coin is that most of the new mortgage enquiries that walk into or phone our office have been elsewhere, meaning we are not often the first ‘port of call’…

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Quote of the Day

 ”If you tell the truth, you don’t have to remember anything!” – Mark Twain, ‘Father of American Literature.

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Quote of the Day 2

 ”Men hear what they want to hear and disregard the rest.” – Paul Simon ‘The Boxer’

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2021 Protection Update

2021
Protection Update – how much could you be supported?
Insurance is a critical part of maintaining financial stability – as an Independent Financial Advice firm we are able to give advice on all areas of protection, be it for your Mortgage, your Family, or your Income.
Statistics recently released by the Association of British Insurers (ABI) show the average protection payout in the UK to be £14,994. In total, £1.6 million was paid out each day across the UK, for a total of £6.8
billion (with a B!).
Give us a call on 028 9332 2822 to arrange a free protection review and…

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Quote of the Day

 “Actions speak louder than words, but not nearly as often.”
– Mark Twain, the ‘Father of American Literature’

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Four tips to help you protect your pension from scammers.

Four tips to help you protect your pension from scammers.

The UK government says that between January 2015 and December 2019 there were over 3,000 reports of pension fraud to Action Fraud,
and that this number is unrepresentative of the true scale of the problem as many do not realise that their pensions have been scammed until they retire.
 
The Pensions Regulator (TPR) has released four top tips to help you avoid scammers;
 
1.     
Reject unexpected offers.
2.     
Check who you are dealing with (you can check a firm’s credentials by entering their FCA number on the FCA website; https://www.fca.org.uk/firms/financial-services-register).
3.     
Do not be rushed or pressured.
4.     
Get impartial…

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